Pay in manageable instalments.
Collect once it's fully paid.
No credit checks. Ever.
Start a payment plan in minutes — no credit profile, no applications.
100% interest-free
Pay only the agreed price — no late fees, no hidden charges, no surprises.
You stay in control
No revolving debt, no risk — just structured payments that work around your budget.
How LayUp works
1. Select LayUp at checkout.
Create your account in minutes and choose LayUp at checkout. No lengthy forms, no unnecessary steps.
2. Choose your terms
Set your deposit (which serves as your first instalment), then pay off the remaining balance in monthly payments.
3. Get notified. Collect
Create your account in minutes and choose LayUp at checkout. No lengthy forms, no unnecessary steps.
Built for real life
Frequently asked questions
Everything you need to know about LayUp.
LayUp is a digital instalment platform that lets you purchase goods and services on a weekly or monthly basis — covering Lay-Buy, Subscriptions, and Recurring Billing. No credit checks, no interest. Just a smarter, stress-free way to pay.
Select LayUp at checkout, create your account, and choose weekly or monthly instalments. Manage everything via your personal dashboard — we'll keep you notified every step of the way. Pay ahead to collect sooner.
Secure your goods without paying in full upfront. Instalments are 100% interest-free and made weekly or monthly. No credit checks and no unnecessary personal information required.
Absolutely. LayUp empowers you to secure your purchase without a full upfront payment. You'll only ever pay the agreed purchase price — nothing more.
Once your payment plan is complete, the merchant will release your goods or services. You're always required to pay in full before collecting.
We're here to help. Contact our support team.
[email protected] | 087 094 555
For full terms and conditions click here.